To those who are demanding that their student loans be pardoned and those whose home loans are too much to pay and lost or are about to lose your houses, I have a proposition to make and I would like to present to Congress.

1- Your debt as of now is erased. You owe nothing to anybody. You are as clean of debt as if you just joined the Witness Protection program.

2- But, since the monies you took on loan were federal (Freddie May and Fannie Mac) that means you actually owed those monies to your neighbors. Here are our terms:

a) From the next 20 years, you shall have no credit whatsoever. That means you must pay everything cash. You are not allowed to have a credit card or make a promissory note. No loans whatsoever. Sorry but you have proven to be unreliable.

b) You are not allowed to be on any type of welfare program for the same period. No section 8 housing or free health care or food stamps or anything of the such. You are allowed to take charity only from private entities or individuals which in turn can use it for tax deductions. This would be a way for you to repay their kindness.

c) If you happen to make any sort of windfall profit, you should donate 25% to a non-governmental charity directly related to medically benefit people. No PETA crap or political stuff. You can do that with your own earned monies.

d) If by any chance you were to be elected for public office, you are restricted to make only minimum wage and will not accept any perks of office such as take-home cars, government issued cell phones, fuel, etc. You pay your way in and out.

e) You are not allowed to serve as Military, Law Enforcement or Rescue personnel due to your lack of responsibility. Also you cannot be a judge or serve in a jury, but you can be a lawyer.

f) If at any time you wish to leave this contract, you may do so by repaying the debt you had in the amount erased at the time of this contract without any extra penalties or accumulated interest.

g) Failing to fulfill any term of this contract may lead to a prison sentence equally to the remaining time in your contract. If found guilty, you will be sent to the future Tent City Federal Facility in Arizona under the supervision of Warden Joe Arpaio.

This list will be updated as needed.

The place they selected is Bayfront Park which is far enough from government buildings but close enough to the Bank Of America Building. The pic is from the first day last Saturday… and that is as good as it gets. It has not stopped raining since and from what i have seen in the news there is only 25% left of the crowd now.

No Che Guevara shirts were seen which means they have not taken a 100% leave of absence from common sense (You will get a no-shit beat down by the local Cuban populace who had relatives that were exterminated by Che if you are dumb enough to wear a shirt with his semblance) and only one purple SEIU shirt.

More rain is in the forecast and the a drop of temperature for nights in the mid 60s after Wednesday which is the equivalent of near freezing for Miami.

Nope, not going well. At least they are polite and behaving rather nicely, I’ll give them that. If it starts to get funky, I may have to drop by.

I found this picture in the Occupy Miami Facebook page:

Let’s assume for the sake of the argument that she is from somewhere in South Florida. If the numbers that she is displaying seem unreal, they are not. But she is not being candid about it, allow me to explain.

About a decade or so ago when my wife and i decided it was time to buy a house, we did what we were supposed to do: Check our finances, check our incomes, credit reports, figure out taxes and ask for a pre-approved fixed rate loan before we went house hunting. The bank approved $120,000 and we had some more saved so we were aiming for a house in the $100 to $110 region. We bumped into a little 3 bedroom/ 2 bathroom house with a lake as backyard in the neighborhood of $120K and we both fell in love with it. Even though other equally designed houses in the same neighborhood were cheaper, the lakefront added a generous chunk to the selling price The wife once again went over the math and said we could do it if we tightened our belts some. We took the plunge and became (with the bank) homeowners.

Then came the housing market craze. Prices started to go up and up and up and people like the dumb ass in the picture got greedy. A dirty little secret about the Miami Housing Boom and Collapse is that the majority of home buyers were not looking for a home but an investment. The smart ones got in early kept the property for a couple of months and then dumped it to the next greedy asshole with the same greedy dream. The other lot wanted a house, but in reality could not afford one but since they were giving away goverment-backed loans like it was candy, they went in anyway thinking that at worst they could sell the house and make a small profit. Everybody was betting that the price hike would never end and they felt secure on taking very stupid chances. At the height of the madness, we had realtors dropping by every week making offers in cash for our house. The last firm offer I had before I got tired and posted a warning sign at the door was for $285,000! In less than ten years, my house went up in price a whooping $160,000. I am not an economic genius by any stretch of the imagination but I knew something had to give and it did
Now I am surrounded by idiots like the one above that gambled on perpetual prosperity and lost. And yes, her house now is valued at $91K because that is what the actual market dictates due to the glut of available houses in the area and lack of buyers. That she bought into an exaggerated and greedy price trying to make her own little greedy profit and now is paying for it is not of my concern.

Checking the county property records, our house value lost a grand total of only $18 with the housing market collapse. It had gone way up in the past and came down with the rest but I think we can take the hit of a box of WallyWorld 9mm in 10 years.

We planned, we were frugal, we did not get greedy, we lived within our means and killed all possible luxuries in order to afford this house. They were greedy, dumb and unprepared. They bitch that greedy banks should have not been bailed out and I agree, but by the same arcade token, nobody should bail their sorry greedy asses either.

And this is my backyard and the reason we paid that bit extra. The way I see it, I am saving a crapload in booze, vacations and antidepressants. The pic was from an old meme titled “where do you blog?” The laptop is showing ForScore IDPA software (I was doing the scores for that day’s match), and wanted to do some bullet casting after.

My dear friend @anarcosocialist is the gift that keeps on giving. A pampered grown up from La Jolla CA where his daddy works at the Salk Institute (according to him), he’s been spouting all kinds of vociferous revolutionary rubbish from what I suspect is Daddy’s comfortable mansion. He is still theratening with #breaksomeeggs and looping heads since I last told you about him. But @anarcosocialist suffers from Foot-In-Mouth disease (we hope that the Salk Institute is working hard on a vaccine) because after discovered that contrary to his promises, he had not joined his brethren in NY, he let this jewell escape via Twitter for IPhone (love the irony):

Now, if you remember my previous post, @anarcoterrorist used to go under the name @MrHortonscycles. He claimed that Mr. Horton was a guy he used to work for when he was young, but somebody (my apologies, i can’t remember who) pointed out that there was an episode of Different Strokes where the kids were hanging around a bicycle shop owned by a Mr. Morton who happened to be a pedophile.

And now we have this hasty admission of being wanted for sexual assault. It is getting so bad that fellow revolutionaries in Twitter are accusing him of being a plant.

Of course there is the possibility that @anarcosocialist is a major troll and he’s been yanking our chain big time. But he keeps on giving with such fervor I cannot pass the offer.

Stay tuned for updates here. I have the feeling this is not gonna end here.

Never bring a immobile bladed instrument to a fight where your opponent can shoot his weapon of choice on the move.

(Hat Tip to Looking at the Left check it out for more great pics.)

I just read this in FaceBook while discussing The Walking Dead:

They (zombies) don’t eat each other because they need a fresh source of meat and they smell the rot in another corpse.

There goes my plan of sending a horde of Zombies to have a chat with the people of Occupy Wall Street.

Shakespeare had to write a whole book about it. Today it just takes us a trip to the local Home Improvement store.

I know what you are wondering. The nearest location is Home Depot is in 40 West 23rd Street and an Ace Hardware at 160 West Broadway.